Call reports 2017
SCOTTSBURG BUILDING AND LOAN ASSOCIATION — 2017
What SCOTTSBURG BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 94,702,000 | 93,369,000 | 93,350,000 | 92,000,000 |
| Total loans | 48,227,000 | 47,554,000 | 47,375,000 | 46,791,000 |
| Allowance for loan losses | 420,000 | 390,000 | 390,000 | 350,000 |
| Securities available for sale | 36,588,000 | 35,527,000 | 35,802,000 | 35,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,840,000 | 72,593,000 | 72,465,000 | 71,355,000 |
| Interest-bearing deposits | 72,033,000 | 70,885,000 | 70,766,000 | 69,284,000 |
| Noninterest-bearing deposits | 1,807,000 | 1,708,000 | 1,699,000 | 2,071,000 |
| Equity capital | 12,255,000 | 12,678,000 | 12,762,000 | 12,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,627,000 | 2,419,000 | 3,277,000 |
| Interest expense | 237,000 | 481,000 | 730,000 | 988,000 |
| Net interest income | 589,000 | 1,146,000 | 1,689,000 | 2,289,000 |
| Noninterest income | 38,000 | 76,000 | 117,000 | 158,000 |
| Noninterest expense | 439,000 | 876,000 | 1,343,000 | 1,868,000 |
| Provision for loan losses | 0 | 19,000 | 19,000 | 38,000 |
| Pretax income | 188,000 | 327,000 | 437,000 | 534,000 |
| Income tax | 26,000 | 51,000 | 64,000 | 198,000 |
| Net income | 162,000 | 276,000 | 373,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,544,000 | 12,658,000 | 12,755,000 | 12,718,000 |
| Total capital | 12,989,000 | 13,071,000 | 13,173,000 | 13,093,000 |
| Risk-weighted assets | 44,751,000 | 44,040,000 | 44,287,000 | 43,691,000 |