Call reports 2015
BANAMEX USA — 2015
What BANAMEX USA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,060,805,000 | 856,309,000 | 488,098,000 | 431,254,000 |
| Total loans | 299,436,000 | 276,361,000 | 234,402,000 | 194,269,000 |
| Allowance for loan losses | 15,670,000 | 10,278,000 | 17,275,000 | 0 |
| Securities available for sale | 330,027,000 | 278,352,000 | 107,238,000 | 7,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,497,000 | 445,765,000 | 282,850,000 | 184,956,000 |
| Interest-bearing deposits | 507,230,000 | 358,913,000 | 218,422,000 | 143,939,000 |
| Noninterest-bearing deposits | 168,267,000 | 86,852,000 | 64,428,000 | 41,017,000 |
| Equity capital | 306,654,000 | 210,589,000 | 154,413,000 | 63,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,294,000 | 10,248,000 | 14,763,000 | 0 |
| Interest expense | 208,000 | 373,000 | 445,000 | 0 |
| Net interest income | 5,086,000 | 9,875,000 | 14,318,000 | 0 |
| Noninterest income | 2,895,000 | 5,000,000 | 6,686,000 | 0 |
| Noninterest expense | 46,794,000 | 232,378,000 | 284,517,000 | 0 |
| Provision for loan losses | 610,000 | -3,741,000 | 3,999,000 | 0 |
| Pretax income | -39,386,000 | -213,304,000 | -266,468,000 | 0 |
| Income tax | -15,513,000 | 106,710,000 | 108,716,000 | 0 |
| Net income | -23,873,000 | -320,014,000 | -375,184,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,974,000 | 209,855,000 | 154,283,000 | 63,908,000 |
| Total capital | 193,928,000 | 214,342,000 | 157,900,000 | 65,248,000 |
| Risk-weighted assets | 385,523,000 | 353,089,000 | 275,696,000 | 205,238,000 |