Call reports 2012
BANAMEX USA — 2012
What BANAMEX USA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,406,419,000 | 1,430,436,000 | 1,508,444,000 | 1,541,635,000 |
| Total loans | 616,057,000 | 576,051,000 | 564,329,000 | 526,194,000 |
| Allowance for loan losses | 29,421,000 | 30,113,000 | 29,498,000 | 25,945,000 |
| Securities available for sale | 55,151,000 | 51,626,000 | 48,080,000 | 44,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 32,675,000 | 32,128,000 | 17,013,000 | 39,065,000 |
| Total deposits | 989,898,000 | 1,017,236,000 | 1,047,142,000 | 1,104,400,000 |
| Interest-bearing deposits | 810,617,000 | 791,216,000 | 845,193,000 | 867,646,000 |
| Noninterest-bearing deposits | 179,281,000 | 226,020,000 | 201,949,000 | 236,754,000 |
| Equity capital | 281,340,000 | 281,820,000 | 279,761,000 | 279,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,584,000 | 17,317,000 | 25,442,000 | 33,551,000 |
| Interest expense | 643,000 | 1,258,000 | 1,902,000 | 2,573,000 |
| Net interest income | 7,941,000 | 16,059,000 | 23,540,000 | 30,978,000 |
| Noninterest income | 7,704,000 | 17,350,000 | 24,109,000 | 30,281,000 |
| Noninterest expense | 16,363,000 | 30,417,000 | 47,477,000 | 63,279,000 |
| Provision for loan losses | 2,883,000 | 6,113,000 | 7,340,000 | 5,561,000 |
| Pretax income | -3,601,000 | -3,121,000 | -7,168,000 | -7,581,000 |
| Income tax | -1,494,000 | -1,433,000 | -3,092,000 | -3,221,000 |
| Net income | -2,107,000 | -1,688,000 | -4,076,000 | -4,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 281,551,000 | 281,973,000 | 279,591,000 | 279,310,000 |
| Total capital | 291,723,000 | 291,661,000 | 288,943,000 | 288,044,000 |
| Risk-weighted assets | 794,284,000 | 754,428,000 | 727,889,000 | 681,288,000 |