Call reports 2013
FIRST STATE BANK OF WEST SALEM — 2013
What FIRST STATE BANK OF WEST SALEM reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 18,075,000 | 18,964,000 | 18,845,000 | 18,553,000 |
| Total loans | 5,053,000 | 5,360,000 | 5,379,000 | 4,896,000 |
| Allowance for loan losses | 114,000 | 111,000 | 111,000 | 111,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,108,000 | 7,737,000 | 8,232,000 | 8,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,786,000 | 15,665,000 | 15,387,000 | 15,264,000 |
| Interest-bearing deposits | 10,653,000 | 11,602,000 | 11,266,000 | 11,152,000 |
| Noninterest-bearing deposits | 4,133,000 | 4,063,000 | 4,121,000 | 4,112,000 |
| Equity capital | 3,258,000 | 3,269,000 | 3,279,000 | 3,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 120,000 | 239,000 | 365,000 | 495,000 |
| Interest expense | 11,000 | 21,000 | 32,000 | 42,000 |
| Net interest income | 109,000 | 218,000 | 333,000 | 453,000 |
| Noninterest income | 16,000 | 30,000 | 45,000 | 63,000 |
| Noninterest expense | 126,000 | 238,000 | 357,000 | 485,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,000 | 10,000 | 21,000 | 31,000 |
| Income tax | 0 | 0 | 1,000 | 0 |
| Net income | -1,000 | 10,000 | 20,000 | 31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,258,000 | 3,269,000 | 3,279,000 | 3,259,000 |
| Total capital | 3,341,000 | 3,358,000 | 3,369,000 | 3,344,000 |
| Risk-weighted assets | 6,609,000 | 7,097,000 | 7,161,000 | 6,798,000 |