Call reports 2012
FIRST STATE BANK OF WEST SALEM — 2012
What FIRST STATE BANK OF WEST SALEM reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 18,575,000 | 18,306,000 | 18,238,000 | 18,529,000 |
| Total loans | 5,059,000 | 5,382,000 | 5,456,000 | 5,373,000 |
| Allowance for loan losses | 114,000 | 114,000 | 114,000 | 114,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,846,000 | 8,376,000 | 7,955,000 | 7,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,260,000 | 14,975,000 | 14,891,000 | 15,240,000 |
| Interest-bearing deposits | 11,518,000 | 11,313,000 | 11,160,000 | 10,937,000 |
| Noninterest-bearing deposits | 3,742,000 | 3,662,000 | 3,731,000 | 4,303,000 |
| Equity capital | 3,278,000 | 3,299,000 | 3,314,000 | 3,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 135,000 | 267,000 | 396,000 | 522,000 |
| Interest expense | 15,000 | 30,000 | 43,000 | 53,000 |
| Net interest income | 120,000 | 237,000 | 353,000 | 469,000 |
| Noninterest income | 19,000 | 37,000 | 56,000 | 74,000 |
| Noninterest expense | 125,000 | 236,000 | 354,000 | 487,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 13,000 | 37,000 | 54,000 | 55,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 3,000 |
| Net income | 11,000 | 32,000 | 47,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,278,000 | 3,299,000 | 3,314,000 | 3,259,000 |
| Total capital | 3,362,000 | 3,388,000 | 3,404,000 | 3,347,000 |
| Risk-weighted assets | 6,694,000 | 7,057,000 | 7,164,000 | 7,051,000 |