Call reports 2007
FIRST STATE BANK OF WEST SALEM — 2007
What FIRST STATE BANK OF WEST SALEM reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 14,773,000 | 14,769,000 | 14,584,000 | 14,514,000 |
| Total loans | 4,924,000 | 5,266,000 | 5,356,000 | 5,343,000 |
| Allowance for loan losses | 124,000 | 125,000 | 126,000 | 126,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,261,000 | 8,184,000 | 8,205,000 | 8,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,457,000 | 11,420,000 | 11,184,000 | 11,195,000 |
| Interest-bearing deposits | 8,824,000 | 8,692,000 | 8,506,000 | 8,448,000 |
| Noninterest-bearing deposits | 2,633,000 | 2,728,000 | 2,678,000 | 2,747,000 |
| Equity capital | 3,232,000 | 3,272,000 | 3,311,000 | 3,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 194,000 | 397,000 | 600,000 | 808,000 |
| Interest expense | 49,000 | 101,000 | 154,000 | 205,000 |
| Net interest income | 145,000 | 296,000 | 446,000 | 603,000 |
| Noninterest income | 14,000 | 28,000 | 39,000 | 57,000 |
| Noninterest expense | 107,000 | 213,000 | 318,000 | 446,000 |
| Provision for loan losses | 1,000 | 2,000 | 3,000 | 4,000 |
| Pretax income | 51,000 | 109,000 | 164,000 | 210,000 |
| Income tax | 15,000 | 33,000 | 49,000 | 60,000 |
| Net income | 36,000 | 76,000 | 115,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,232,000 | 3,272,000 | 3,311,000 | 3,238,000 |
| Total capital | 3,315,000 | 3,359,000 | 3,398,000 | 3,325,000 |
| Risk-weighted assets | 6,584,000 | 6,938,000 | 6,937,000 | 6,950,000 |
Machine access — free, no API key
Every figure shown here about FIRST STATE BANK OF WEST SALEM — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.