Call reports 2016
COAST NATIONAL BANK — 2016
What COAST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 143,699,000 | 149,536,000 |
| Total loans | 95,573,000 | 96,019,000 |
| Allowance for loan losses | 1,519,000 | 1,592,000 |
| Securities available for sale | 21,291,000 | 21,175,000 |
| Securities held to maturity | 2,895,000 | 2,397,000 |
| Trading assets | 0 | 0 |
| Total deposits | 124,839,000 | 130,223,000 |
| Interest-bearing deposits | 71,011,000 | 73,026,000 |
| Noninterest-bearing deposits | 53,828,000 | 57,197,000 |
| Equity capital | 18,629,000 | 18,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 1,450,000 | 2,896,000 |
| Interest expense | 49,000 | 103,000 |
| Net interest income | 1,401,000 | 2,793,000 |
| Noninterest income | 126,000 | 287,000 |
| Noninterest expense | 1,239,000 | 2,492,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 288,000 | 588,000 |
| Income tax | 121,000 | 245,000 |
| Net income | 167,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 15,212,000 | 15,514,000 |
| Total capital | 16,691,000 | 17,005,000 |
| Risk-weighted assets | 117,036,000 | 117,943,000 |