Call reports 2012
COAST NATIONAL BANK — 2012
What COAST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 130,513,000 | 134,275,000 | 141,996,000 | 112,237,000 |
| Total loans | 82,785,000 | 78,813,000 | 73,930,000 | 73,511,000 |
| Allowance for loan losses | 3,635,000 | 3,325,000 | 2,963,000 | 2,960,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,232,000 | 126,847,000 | 134,555,000 | 104,651,000 |
| Interest-bearing deposits | 82,519,000 | 83,625,000 | 85,924,000 | 64,087,000 |
| Noninterest-bearing deposits | 40,713,000 | 43,222,000 | 48,631,000 | 40,564,000 |
| Equity capital | 6,951,000 | 7,070,000 | 7,039,000 | 7,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,507,000 | 3,752,000 | 4,914,000 |
| Interest expense | 121,000 | 236,000 | 351,000 | 447,000 |
| Net interest income | 1,165,000 | 2,271,000 | 3,401,000 | 4,467,000 |
| Noninterest income | 241,000 | 612,000 | 919,000 | 1,586,000 |
| Noninterest expense | 1,612,000 | 2,968,000 | 4,437,000 | 5,962,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -206,000 | -85,000 | -117,000 | 91,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | -206,000 | -87,000 | -119,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,942,000 | 7,055,000 | 7,019,000 | 7,225,000 |
| Total capital | 7,980,000 | 8,061,000 | 7,973,000 | 8,139,000 |
| Risk-weighted assets | 80,426,000 | 78,068,000 | 74,224,000 | 70,989,000 |