Call reports 2025
FARMERS BANK — 2025
What FARMERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 67,882,000 | 71,646,000 | 75,547,000 | 81,421,000 |
| Total loans | 52,419,000 | 58,165,000 | 63,904,000 | 66,969,000 |
| Allowance for loan losses | 600,000 | 641,000 | 685,000 | 716,000 |
| Securities available for sale | 8,152,000 | 8,007,000 | 7,826,000 | 2,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,547,000 | 64,300,000 | 66,670,000 | 72,475,000 |
| Interest-bearing deposits | 49,419,000 | 53,164,000 | 55,905,000 | 61,646,000 |
| Noninterest-bearing deposits | 11,128,000 | 11,136,000 | 10,765,000 | 10,829,000 |
| Equity capital | 6,647,000 | 6,734,000 | 8,112,000 | 8,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,599,000 | 4,104,000 | 5,739,000 |
| Interest expense | 449,000 | 910,000 | 1,397,000 | 1,929,000 |
| Net interest income | 828,000 | 1,689,000 | 2,707,000 | 3,810,000 |
| Noninterest income | 21,000 | 37,000 | 44,000 | 62,000 |
| Noninterest expense | 705,000 | 1,380,000 | 2,107,000 | 2,938,000 |
| Provision for loan losses | 37,000 | 78,000 | 124,000 | 156,000 |
| Pretax income | 107,000 | 280,000 | 507,000 | 770,000 |
| Income tax | 9,000 | 96,000 | 201,000 | 342,000 |
| Net income | 98,000 | 184,000 | 306,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,641,000 | 6,725,000 | 8,098,000 | 8,220,000 |