Call reports 2021
FARMERS BANK — 2021
What FARMERS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 45,458,000 | 44,785,000 | 46,023,000 | 48,317,000 |
| Total loans | 16,741,000 | 17,844,000 | 17,760,000 | 17,415,000 |
| Allowance for loan losses | 419,000 | 419,000 | 419,000 | 418,000 |
| Securities available for sale | 3,882,000 | 3,874,000 | 2,868,000 | 4,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,085,000 | 39,430,000 | 40,664,000 | 43,006,000 |
| Interest-bearing deposits | 27,408,000 | 26,479,000 | 26,605,000 | 28,015,000 |
| Noninterest-bearing deposits | 12,677,000 | 12,951,000 | 14,059,000 | 14,991,000 |
| Equity capital | 5,199,000 | 5,195,000 | 5,195,000 | 5,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 296,000 | 592,000 | 887,000 | 1,173,000 |
| Interest expense | 25,000 | 46,000 | 65,000 | 84,000 |
| Net interest income | 271,000 | 546,000 | 822,000 | 1,089,000 |
| Noninterest income | 26,000 | 57,000 | 84,000 | 113,000 |
| Noninterest expense | 283,000 | 579,000 | 863,000 | 1,143,000 |
| Provision for loan losses | -54,000 | -54,000 | -54,000 | -54,000 |
| Pretax income | 68,000 | 78,000 | 97,000 | 113,000 |
| Income tax | 0 | 3,000 | 8,000 | 13,000 |
| Net income | 68,000 | 75,000 | 89,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,084,000 | 5,090,000 | 5,104,000 | 5,115,000 |
| Total capital | — | 5,281,000 | — | — |
| Risk-weighted assets | — | 15,123,000 | — | — |