Call reports 2019
FARMERS BANK — 2019
What FARMERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 36,684,000 | 35,900,000 | 37,378,000 | 38,418,000 |
| Total loans | 19,033,000 | 19,014,000 | 19,195,000 | 18,277,000 |
| Allowance for loan losses | 357,000 | 354,000 | 352,000 | 350,000 |
| Securities available for sale | 4,865,000 | 4,446,000 | 4,465,000 | 4,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,592,000 | 30,708,000 | 32,189,000 | 33,230,000 |
| Interest-bearing deposits | 23,263,000 | 21,974,000 | 23,667,000 | 24,824,000 |
| Noninterest-bearing deposits | 8,329,000 | 8,734,000 | 8,522,000 | 8,406,000 |
| Equity capital | 4,897,000 | 4,996,000 | 4,967,000 | 4,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 856,000 | 1,260,000 | 1,667,000 |
| Interest expense | 55,000 | 114,000 | 175,000 | 236,000 |
| Net interest income | 365,000 | 742,000 | 1,085,000 | 1,431,000 |
| Noninterest income | 39,000 | 75,000 | 109,000 | 145,000 |
| Noninterest expense | 306,000 | 622,000 | 934,000 | 1,245,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 83,000 | 180,000 | 245,000 | 316,000 |
| Income tax | 24,000 | 49,000 | 74,000 | 90,000 |
| Net income | 59,000 | 131,000 | 171,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,838,000 | 4,885,000 | 4,854,000 | 4,884,000 |
| Total capital | 5,058,000 | 5,105,000 | 5,077,000 | 5,095,000 |
| Risk-weighted assets | 17,532,000 | 17,544,000 | 17,778,000 | 16,790,000 |