Call reports 2017
FARMERS BANK — 2017
What FARMERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,757,000 | 37,473,000 | 36,223,000 | 37,702,000 |
| Total loans | 17,448,000 | 18,313,000 | 19,052,000 | 19,228,000 |
| Allowance for loan losses | 261,000 | 261,000 | 286,000 | 309,000 |
| Securities available for sale | 4,193,000 | 3,866,000 | 3,874,000 | 5,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,008,000 | 32,600,000 | 31,292,000 | 32,813,000 |
| Interest-bearing deposits | 23,636,000 | 23,501,000 | 22,873,000 | 24,024,000 |
| Noninterest-bearing deposits | 8,372,000 | 9,099,000 | 8,419,000 | 8,789,000 |
| Equity capital | 4,614,000 | 4,688,000 | 4,726,000 | 4,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 730,000 | 1,120,000 | 1,518,000 |
| Interest expense | 22,000 | 47,000 | 72,000 | 99,000 |
| Net interest income | 337,000 | 683,000 | 1,048,000 | 1,419,000 |
| Noninterest income | 40,000 | 85,000 | 118,000 | 150,000 |
| Noninterest expense | 281,000 | 564,000 | 848,000 | 1,149,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 96,000 | 204,000 | 293,000 | 370,000 |
| Income tax | 20,000 | 61,000 | 95,000 | 147,000 |
| Net income | 76,000 | 143,000 | 198,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,538,000 | 4,591,000 | 4,631,000 | 4,641,000 |
| Total capital | 4,742,000 | 4,809,000 | 4,861,000 | 4,876,000 |
| Risk-weighted assets | 16,284,000 | 17,476,000 | 18,357,000 | 18,801,000 |