Call reports 2016
FARMERS BANK — 2016
What FARMERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 34,903,000 | 33,738,000 | 33,902,000 | 36,023,000 |
| Total loans | 15,290,000 | 16,150,000 | 16,191,000 | 16,801,000 |
| Allowance for loan losses | 263,000 | 263,000 | 262,000 | 262,000 |
| Securities available for sale | 2,737,000 | 2,783,000 | 2,762,000 | 3,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,039,000 | 28,760,000 | 28,851,000 | 31,293,000 |
| Interest-bearing deposits | 21,695,000 | 20,922,000 | 20,884,000 | 22,653,000 |
| Noninterest-bearing deposits | 8,344,000 | 7,838,000 | 7,967,000 | 8,640,000 |
| Equity capital | 4,696,000 | 4,774,000 | 4,816,000 | 4,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 653,000 | 1,000,000 | 1,346,000 |
| Interest expense | 21,000 | 42,000 | 62,000 | 83,000 |
| Net interest income | 300,000 | 611,000 | 938,000 | 1,263,000 |
| Noninterest income | 35,000 | 104,000 | 178,000 | 215,000 |
| Noninterest expense | 290,000 | 587,000 | 864,000 | 1,151,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 128,000 | 252,000 | 327,000 |
| Income tax | 9,000 | 24,000 | 71,000 | 103,000 |
| Net income | 36,000 | 104,000 | 181,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,582,000 | 4,635,000 | 4,696,000 | 4,478,000 |
| Total capital | 4,761,000 | 4,822,000 | 4,902,000 | 4,673,000 |
| Risk-weighted assets | 14,268,000 | 14,927,000 | 16,428,000 | 15,570,000 |