Call reports 2015
FARMERS BANK — 2015
What FARMERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 36,228,000 | 34,995,000 | 33,834,000 | 35,480,000 |
| Total loans | 17,523,000 | 16,252,000 | 15,433,000 | 15,146,000 |
| Allowance for loan losses | 274,000 | 267,000 | 267,000 | 266,000 |
| Securities available for sale | 2,821,000 | 2,789,000 | 2,699,000 | 2,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,456,000 | 30,251,000 | 29,024,000 | 30,681,000 |
| Interest-bearing deposits | 23,882,000 | 22,353,000 | 21,280,000 | 22,530,000 |
| Noninterest-bearing deposits | 7,574,000 | 7,898,000 | 7,744,000 | 8,151,000 |
| Equity capital | 4,626,000 | 4,612,000 | 4,641,000 | 4,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 704,000 | 1,033,000 | 1,356,000 |
| Interest expense | 25,000 | 49,000 | 71,000 | 92,000 |
| Net interest income | 330,000 | 655,000 | 962,000 | 1,264,000 |
| Noninterest income | 31,000 | 63,000 | 96,000 | 132,000 |
| Noninterest expense | 286,000 | 587,000 | 885,000 | 1,187,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | 75,000 | 116,000 | 158,000 | 194,000 |
| Income tax | 13,000 | 29,000 | 40,000 | 51,000 |
| Net income | 62,000 | 87,000 | 118,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,524,000 | 4,535,000 | 4,550,000 | 4,560,000 |
| Total capital | 4,756,000 | 4,723,000 | 4,729,000 | 4,719,000 |
| Risk-weighted assets | 18,593,000 | 14,977,000 | 14,279,000 | 12,662,000 |