Call reports 2013
FARMERS BANK — 2013
What FARMERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 35,581,000 | 35,508,000 | 34,692,000 | 34,738,000 |
| Total loans | 19,501,000 | 18,892,000 | 18,577,000 | 18,307,000 |
| Allowance for loan losses | 302,000 | 330,000 | 296,000 | 300,000 |
| Securities available for sale | 2,518,000 | 2,433,000 | 1,854,000 | 1,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,999,000 | 30,990,000 | 30,131,000 | 30,168,000 |
| Interest-bearing deposits | 24,346,000 | 23,557,000 | 22,640,000 | 22,911,000 |
| Noninterest-bearing deposits | 6,653,000 | 7,433,000 | 7,491,000 | 7,257,000 |
| Equity capital | 4,374,000 | 4,337,000 | 4,367,000 | 4,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 753,000 | 1,119,000 | 1,477,000 |
| Interest expense | 43,000 | 81,000 | 118,000 | 152,000 |
| Net interest income | 338,000 | 672,000 | 1,001,000 | 1,325,000 |
| Noninterest income | 36,000 | 72,000 | 105,000 | 131,000 |
| Noninterest expense | 300,000 | 611,000 | 920,000 | 1,213,000 |
| Provision for loan losses | 0 | 28,000 | 28,000 | 28,000 |
| Pretax income | 74,000 | 105,000 | 158,000 | 215,000 |
| Income tax | 12,000 | 18,000 | 29,000 | 25,000 |
| Net income | 62,000 | 87,000 | 129,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,279,000 | 4,294,000 | 4,329,000 | 4,383,000 |
| Total capital | 4,494,000 | 4,503,000 | 4,530,000 | 4,583,000 |
| Risk-weighted assets | 17,097,000 | 16,524,000 | 15,984,000 | 15,941,000 |