Call reports 2012
FARMERS BANK — 2012
What FARMERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,188,000 | 35,136,000 | 34,839,000 | 37,904,000 |
| Total loans | 18,794,000 | 17,910,000 | 17,348,000 | 19,251,000 |
| Allowance for loan losses | 355,000 | 355,000 | 333,000 | 313,000 |
| Securities available for sale | 4,540,000 | 4,063,000 | 3,486,000 | 3,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,721,000 | 30,605,000 | 30,279,000 | 33,373,000 |
| Interest-bearing deposits | 26,490,000 | 24,229,000 | 23,331,000 | 24,500,000 |
| Noninterest-bearing deposits | 7,231,000 | 6,376,000 | 6,948,000 | 8,873,000 |
| Equity capital | 4,223,000 | 4,264,000 | 4,287,000 | 4,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 793,000 | 1,164,000 | 1,526,000 |
| Interest expense | 53,000 | 109,000 | 157,000 | 203,000 |
| Net interest income | 359,000 | 684,000 | 1,007,000 | 1,323,000 |
| Noninterest income | 46,000 | 88,000 | 127,000 | 172,000 |
| Noninterest expense | 300,000 | 619,000 | 922,000 | 1,227,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 35,000 |
| Pretax income | 105,000 | 153,000 | 202,000 | 233,000 |
| Income tax | 19,000 | 33,000 | 46,000 | 31,000 |
| Net income | 86,000 | 120,000 | 156,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,116,000 | 4,150,000 | 4,186,000 | 4,228,000 |
| Total capital | 4,339,000 | 4,367,000 | 4,360,000 | 4,441,000 |
| Risk-weighted assets | 17,719,000 | 17,225,000 | 14,816,000 | 16,904,000 |