Call reports 2015
NORTHWESTERN BANK, NATIONAL ASSOCIATION — 2015
What NORTHWESTERN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 137,034,000 | 135,630,000 | 138,746,000 | 143,215,000 |
| Total loans | 109,980,000 | 108,843,000 | 108,764,000 | 106,064,000 |
| Allowance for loan losses | 1,718,000 | 1,754,000 | 1,774,000 | 1,780,000 |
| Securities available for sale | 18,475,000 | 17,278,000 | 18,484,000 | 20,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,214,000 | 117,554,000 | 120,462,000 | 124,908,000 |
| Interest-bearing deposits | 96,693,000 | 98,963,000 | 100,147,000 | 103,835,000 |
| Noninterest-bearing deposits | 19,521,000 | 18,591,000 | 20,315,000 | 21,073,000 |
| Equity capital | 15,013,000 | 15,077,000 | 15,138,000 | 15,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 3,002,000 | 4,510,000 | 5,995,000 |
| Interest expense | 103,000 | 206,000 | 325,000 | 446,000 |
| Net interest income | 1,383,000 | 2,796,000 | 4,185,000 | 5,549,000 |
| Noninterest income | 157,000 | 363,000 | 559,000 | 769,000 |
| Noninterest expense | 1,215,000 | 2,438,000 | 3,677,000 | 4,943,000 |
| Provision for loan losses | 20,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 318,000 | 689,000 | 1,035,000 | 1,343,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 314,000 | 685,000 | 1,031,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,356,000 | 13,472,000 | 13,527,000 | 13,680,000 |
| Total capital | 14,786,000 | 14,851,000 | 14,922,000 | 15,057,000 |
| Risk-weighted assets | 113,083,000 | 109,969,000 | 111,209,000 | 109,860,000 |