Call reports 2014
NORTHWESTERN BANK, NATIONAL ASSOCIATION — 2014
What NORTHWESTERN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 131,354,000 | 131,233,000 | 129,220,000 | 134,829,000 |
| Total loans | 95,068,000 | 97,159,000 | 98,438,000 | 105,495,000 |
| Allowance for loan losses | 1,625,000 | 1,624,000 | 1,631,000 | 1,698,000 |
| Securities available for sale | 26,863,000 | 25,087,000 | 22,935,000 | 21,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,460,000 | 109,839,000 | 109,183,000 | 111,959,000 |
| Interest-bearing deposits | 91,436,000 | 91,438,000 | 90,848,000 | 92,453,000 |
| Noninterest-bearing deposits | 19,024,000 | 18,401,000 | 18,335,000 | 19,506,000 |
| Equity capital | 14,545,000 | 14,704,000 | 14,812,000 | 15,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,441,000 | 2,884,000 | 4,314,000 | 5,809,000 |
| Interest expense | 126,000 | 248,000 | 361,000 | 467,000 |
| Net interest income | 1,315,000 | 2,636,000 | 3,953,000 | 5,342,000 |
| Noninterest income | 162,000 | 356,000 | 477,000 | 624,000 |
| Noninterest expense | 1,258,000 | 2,492,000 | 3,701,000 | 4,895,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 30,000 |
| Pretax income | 227,000 | 519,000 | 728,000 | 1,055,000 |
| Income tax | 2,000 | 0 | 4,000 | 4,000 |
| Net income | 225,000 | 519,000 | 724,000 | 1,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,870,000 | 12,991,000 | 13,096,000 | 13,323,000 |
| Total capital | 14,068,000 | 14,189,000 | 14,315,000 | 14,663,000 |
| Risk-weighted assets | 95,430,000 | 96,879,000 | 97,145,000 | 106,824,000 |