Call reports 2018
CAPITAL BANK OF NEW JERSEY — 2018
What CAPITAL BANK OF NEW JERSEY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 477,766,000 | 483,138,000 | 495,306,000 | 513,515,000 |
| Total loans | 316,915,000 | 328,914,000 | 313,424,000 | 319,735,000 |
| Allowance for loan losses | 5,120,000 | 5,191,000 | 5,176,000 | 5,182,000 |
| Securities available for sale | 104,282,000 | 100,139,000 | 95,592,000 | 94,020,000 |
| Securities held to maturity | 20,612,000 | 17,626,000 | 12,805,000 | 6,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,420,000 | 414,245,000 | 446,240,000 | 462,424,000 |
| Interest-bearing deposits | 319,857,000 | 313,187,000 | 321,212,000 | 330,516,000 |
| Noninterest-bearing deposits | 93,563,000 | 101,058,000 | 125,028,000 | 131,908,000 |
| Equity capital | 43,094,000 | 44,610,000 | 46,093,000 | 48,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,519,000 | 9,268,000 | 14,181,000 | 19,284,000 |
| Interest expense | 379,000 | 920,000 | 1,482,000 | 2,095,000 |
| Net interest income | 4,140,000 | 8,348,000 | 12,699,000 | 17,189,000 |
| Noninterest income | 291,000 | 735,000 | 1,274,000 | 1,589,000 |
| Noninterest expense | 2,564,000 | 5,178,000 | 7,776,000 | 10,584,000 |
| Provision for loan losses | 105,000 | 210,000 | -420,000 | -420,000 |
| Pretax income | 1,758,000 | 3,690,000 | 6,608,000 | 8,605,000 |
| Income tax | 322,000 | 671,000 | 1,363,000 | 1,744,000 |
| Net income | 1,436,000 | 3,019,000 | 5,245,000 | 6,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,568,000 | 46,216,000 | 48,159,000 | 49,934,000 |
| Total capital | 49,321,000 | 51,078,000 | 52,873,000 | 54,719,000 |
| Risk-weighted assets | 379,870,000 | 388,637,000 | 376,643,000 | 382,436,000 |