Call reports 2017
CAPITAL BANK OF NEW JERSEY — 2017
What CAPITAL BANK OF NEW JERSEY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 472,073,000 | 464,879,000 | 489,669,000 | 473,273,000 |
| Total loans | 280,352,000 | 291,828,000 | 301,224,000 | 308,921,000 |
| Allowance for loan losses | 4,611,000 | 4,976,000 | 5,177,000 | 4,978,000 |
| Securities available for sale | 115,327,000 | 102,912,000 | 99,752,000 | 96,139,000 |
| Securities held to maturity | 14,570,000 | 19,435,000 | 24,921,000 | 25,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,495,000 | 409,872,000 | 443,056,000 | 427,956,000 |
| Interest-bearing deposits | 315,492,000 | 317,620,000 | 335,113,000 | 322,806,000 |
| Noninterest-bearing deposits | 87,003,000 | 92,252,000 | 107,943,000 | 105,150,000 |
| Equity capital | 41,665,000 | 43,387,000 | 44,776,000 | 43,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,053,000 | 8,224,000 | 12,691,000 | 17,149,000 |
| Interest expense | 322,000 | 663,000 | 980,000 | 1,299,000 |
| Net interest income | 3,731,000 | 7,561,000 | 11,711,000 | 15,850,000 |
| Noninterest income | 469,000 | 846,000 | 1,182,000 | 1,534,000 |
| Noninterest expense | 2,320,000 | 4,720,000 | 7,207,000 | 9,866,000 |
| Provision for loan losses | 75,000 | 75,000 | 150,000 | 325,000 |
| Pretax income | 1,805,000 | 3,685,000 | 5,603,000 | 7,260,000 |
| Income tax | 519,000 | 990,000 | 1,543,000 | 2,606,000 |
| Net income | 1,286,000 | 2,695,000 | 4,060,000 | 4,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,830,000 | 43,298,000 | 44,466,000 | 43,758,000 |
| Total capital | 46,283,000 | 47,763,000 | 49,100,000 | 48,391,000 |
| Risk-weighted assets | 356,127,000 | 356,666,000 | 370,199,000 | 370,275,000 |