Call reports 2016
CAPITAL BANK OF NEW JERSEY — 2016
What CAPITAL BANK OF NEW JERSEY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 386,087,000 | 409,675,000 | 448,070,000 | 443,553,000 |
| Total loans | 256,801,000 | 254,086,000 | 271,116,000 | 277,807,000 |
| Allowance for loan losses | 4,607,000 | 4,703,000 | 4,277,000 | 4,522,000 |
| Securities available for sale | 80,475,000 | 87,970,000 | 101,040,000 | 117,749,000 |
| Securities held to maturity | 7,162,000 | 8,114,000 | 12,062,000 | 14,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,098,000 | 368,437,000 | 405,371,000 | 394,997,000 |
| Interest-bearing deposits | 263,717,000 | 279,746,000 | 313,356,000 | 308,684,000 |
| Noninterest-bearing deposits | 81,381,000 | 88,691,000 | 92,015,000 | 86,313,000 |
| Equity capital | 38,498,000 | 39,539,000 | 40,615,000 | 38,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,678,000 | 7,359,000 | 11,353,000 | 15,306,000 |
| Interest expense | 256,000 | 524,000 | 810,000 | 1,112,000 |
| Net interest income | 3,422,000 | 6,835,000 | 10,543,000 | 14,194,000 |
| Noninterest income | 228,000 | 487,000 | 749,000 | 1,029,000 |
| Noninterest expense | 2,191,000 | 4,378,000 | 6,622,000 | 8,896,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 500,000 |
| Pretax income | 1,522,000 | 2,917,000 | 4,564,000 | 5,991,000 |
| Income tax | 462,000 | 882,000 | 1,400,000 | 1,818,000 |
| Net income | 1,060,000 | 2,035,000 | 3,164,000 | 4,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,407,000 | 38,178,000 | 39,087,000 | 39,913,000 |
| Total capital | 41,236,000 | 42,106,000 | 43,345,000 | 44,206,000 |
| Risk-weighted assets | 305,643,000 | 313,431,000 | 340,588,000 | 343,275,000 |