Call reports 2011
CAPITAL BANK OF NEW JERSEY — 2011
What CAPITAL BANK OF NEW JERSEY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 208,921,000 | 221,209,000 | 242,863,000 | 242,198,000 |
| Total loans | 132,041,000 | 138,488,000 | 152,688,000 | 159,629,000 |
| Allowance for loan losses | 1,969,000 | 2,165,000 | 2,391,000 | 2,631,000 |
| Securities available for sale | 56,464,000 | 56,496,000 | 56,680,000 | 59,905,000 |
| Securities held to maturity | 29,000 | 44,000 | 43,000 | 43,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,100,000 | 192,065,000 | 212,828,000 | 213,786,000 |
| Interest-bearing deposits | 163,345,000 | 169,182,000 | 179,190,000 | 183,464,000 |
| Noninterest-bearing deposits | 17,755,000 | 22,883,000 | 33,638,000 | 30,322,000 |
| Equity capital | 23,884,000 | 24,970,000 | 25,639,000 | 25,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,400,000 | 4,932,000 | 7,611,000 | 10,369,000 |
| Interest expense | 587,000 | 1,152,000 | 1,717,000 | 2,235,000 |
| Net interest income | 1,813,000 | 3,780,000 | 5,894,000 | 8,134,000 |
| Noninterest income | 75,000 | 169,000 | 289,000 | 439,000 |
| Noninterest expense | 1,568,000 | 3,138,000 | 4,650,000 | 6,106,000 |
| Provision for loan losses | 165,000 | 360,000 | 570,000 | 825,000 |
| Pretax income | 155,000 | 451,000 | 964,000 | 1,654,000 |
| Income tax | 0 | -212,000 | 4,000 | 221,000 |
| Net income | 155,000 | 663,000 | 960,000 | 1,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,045,000 | 24,584,000 | 24,905,000 | 25,400,000 |
| Total capital | 25,976,000 | 26,614,000 | 27,215,000 | 27,803,000 |
| Risk-weighted assets | 154,348,000 | 162,253,000 | 184,737,000 | 192,061,000 |