Call reports 2010
CAPITAL BANK OF NEW JERSEY — 2010
What CAPITAL BANK OF NEW JERSEY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 163,479,000 | 176,919,000 | 195,978,000 | 203,078,000 |
| Total loans | 111,939,000 | 122,651,000 | 125,550,000 | 133,119,000 |
| Allowance for loan losses | 1,450,000 | 1,505,000 | 1,675,000 | 1,801,000 |
| Securities available for sale | 40,007,000 | 33,000,000 | 45,409,000 | 55,348,000 |
| Securities held to maturity | 15,000 | 14,000 | 29,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,915,000 | 149,099,000 | 167,772,000 | 171,434,000 |
| Interest-bearing deposits | 122,992,000 | 134,871,000 | 151,163,000 | 154,025,000 |
| Noninterest-bearing deposits | 11,923,000 | 14,228,000 | 16,609,000 | 17,409,000 |
| Equity capital | 23,485,000 | 24,054,000 | 24,353,000 | 23,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,048,000 | 4,216,000 | 6,434,000 | 8,736,000 |
| Interest expense | 583,000 | 1,184,000 | 1,824,000 | 2,413,000 |
| Net interest income | 1,465,000 | 3,032,000 | 4,610,000 | 6,323,000 |
| Noninterest income | 70,000 | 120,000 | 246,000 | 330,000 |
| Noninterest expense | 1,166,000 | 2,430,000 | 3,802,000 | 5,292,000 |
| Provision for loan losses | 200,000 | 400,000 | 570,000 | 750,000 |
| Pretax income | 169,000 | 331,000 | 504,000 | 634,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 331,000 | 504,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,258,000 | 23,470,000 | 23,696,000 | 23,858,000 |
| Total capital | 24,708,000 | 24,975,000 | 25,371,000 | 25,659,000 |
| Risk-weighted assets | 126,994,000 | 136,366,000 | 143,983,000 | 152,362,000 |