Call reports 2015
PARAGON BANK — 2015
What PARAGON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,568,000 | 30,380,000 | 28,766,000 | 29,320,000 |
| Total loans | 23,851,000 | 23,444,000 | 22,718,000 | 23,384,000 |
| Allowance for loan losses | 325,000 | 334,000 | 306,000 | 255,000 |
| Securities available for sale | 2,260,000 | 2,141,000 | 2,086,000 | 1,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,679,000 | 27,370,000 | 25,569,000 | 26,192,000 |
| Interest-bearing deposits | 26,082,000 | 23,413,000 | 22,154,000 | 22,495,000 |
| Noninterest-bearing deposits | 4,597,000 | 3,958,000 | 3,415,000 | 3,697,000 |
| Equity capital | 2,855,000 | 2,920,000 | 2,967,000 | 3,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 739,000 | 1,092,000 | 1,442,000 |
| Interest expense | 15,000 | 37,000 | 59,000 | 81,000 |
| Net interest income | 362,000 | 702,000 | 1,033,000 | 1,361,000 |
| Noninterest income | 21,000 | 124,000 | 138,000 | 157,000 |
| Noninterest expense | 335,000 | 637,000 | 891,000 | 1,168,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 189,000 | 280,000 | 350,000 |
| Income tax | 18,000 | 77,000 | 90,000 | 30,000 |
| Net income | 30,000 | 112,000 | 190,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,869,000 | 2,945,000 | 2,958,000 | 3,088,000 |
| Total capital | 3,137,000 | 3,196,000 | 3,201,000 | 3,343,000 |
| Risk-weighted assets | 21,421,000 | 20,052,000 | 19,426,000 | 20,914,000 |