Call reports 2013
PARAGON BANK — 2013
What PARAGON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 32,920,000 | 32,043,000 | 31,620,000 | 32,346,000 |
| Total loans | 22,814,000 | 23,841,000 | 23,183,000 | 24,957,000 |
| Allowance for loan losses | 441,000 | 445,000 | 443,000 | 437,000 |
| Securities available for sale | 3,198,000 | 2,611,000 | 2,560,000 | 2,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,177,000 | 28,151,000 | 28,988,000 | 28,996,000 |
| Interest-bearing deposits | 25,557,000 | 24,112,000 | 24,346,000 | 24,592,000 |
| Noninterest-bearing deposits | 4,620,000 | 4,039,000 | 4,642,000 | 4,404,000 |
| Equity capital | 2,565,000 | 2,537,000 | 2,578,000 | 2,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 771,000 | 1,145,000 | 1,521,000 |
| Interest expense | 27,000 | 53,000 | 78,000 | 99,000 |
| Net interest income | 347,000 | 718,000 | 1,067,000 | 1,422,000 |
| Noninterest income | 60,000 | 89,000 | 112,000 | 138,000 |
| Noninterest expense | 324,000 | 652,000 | 988,000 | 1,272,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 165,000 | 201,000 | 298,000 |
| Income tax | 33,000 | 66,000 | 78,000 | 87,000 |
| Net income | 52,000 | 99,000 | 123,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,565,000 | 2,622,000 | 2,646,000 | 2,734,000 |
| Total capital | 2,875,000 | 2,903,000 | 2,918,000 | 3,015,000 |
| Risk-weighted assets | 24,686,000 | 22,318,000 | 21,623,000 | 22,323,000 |