Call reports 2012
PARAGON BANK — 2012
What PARAGON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 30,123,000 | 30,434,000 | 30,256,000 | 33,854,000 |
| Total loans | 21,786,000 | 21,865,000 | 20,795,000 | 24,832,000 |
| Allowance for loan losses | 510,000 | 517,000 | 523,000 | 471,000 |
| Securities available for sale | 0 | 2,037,000 | 1,952,000 | 1,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,145,000 | 27,368,000 | 27,174,000 | 30,750,000 |
| Interest-bearing deposits | 23,483,000 | 24,019,000 | 23,132,000 | 25,535,000 |
| Noninterest-bearing deposits | 3,662,000 | 3,349,000 | 4,042,000 | 5,215,000 |
| Equity capital | 2,537,000 | 2,595,000 | 2,621,000 | 2,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 753,000 | 1,119,000 | 1,520,000 |
| Interest expense | 34,000 | 68,000 | 98,000 | 130,000 |
| Net interest income | 348,000 | 685,000 | 1,021,000 | 1,390,000 |
| Noninterest income | 45,000 | 69,000 | 92,000 | 118,000 |
| Noninterest expense | 276,000 | 553,000 | 907,000 | 1,267,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 122,000 | 206,000 | 212,000 | 257,000 |
| Income tax | 50,000 | 84,000 | 77,000 | 99,000 |
| Net income | 72,000 | 122,000 | 135,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,537,000 | 2,595,000 | 2,600,000 | 2,529,000 |
| Total capital | 2,788,000 | 2,846,000 | 2,857,000 | 2,829,000 |
| Risk-weighted assets | 19,884,000 | 19,847,000 | 20,324,000 | 23,797,000 |