Call reports 2011
PARAGON BANK — 2011
What PARAGON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,852,000 | 30,819,000 | 33,568,000 | 31,045,000 |
| Total loans | 20,897,000 | 21,668,000 | 22,392,000 | 23,333,000 |
| Allowance for loan losses | 551,000 | 590,000 | 588,000 | 499,000 |
| Securities available for sale | 2,530,000 | 1,800,000 | 1,286,000 | 1,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,326,000 | 28,337,000 | 30,660,000 | 28,088,000 |
| Interest-bearing deposits | 24,690,000 | 24,755,000 | 24,168,000 | 23,157,000 |
| Noninterest-bearing deposits | 3,636,000 | 3,582,000 | 6,492,000 | 4,931,000 |
| Equity capital | 2,461,000 | 2,421,000 | 2,512,000 | 2,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 772,000 | 1,170,000 | 1,567,000 |
| Interest expense | 57,000 | 103,000 | 147,000 | 184,000 |
| Net interest income | 325,000 | 669,000 | 1,023,000 | 1,383,000 |
| Noninterest income | 30,000 | 57,000 | 25,000 | 50,000 |
| Noninterest expense | 340,000 | 685,000 | 918,000 | 1,232,000 |
| Provision for loan losses | 0 | 85,000 | 85,000 | 94,000 |
| Pretax income | 21,000 | -6,000 | 83,000 | 145,000 |
| Income tax | 0 | 0 | 15,000 | 20,000 |
| Net income | 21,000 | -6,000 | 68,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,446,000 | 2,421,000 | 2,493,000 | 2,550,000 |
| Total capital | 2,710,000 | 2,687,000 | 2,796,000 | 2,817,000 |
| Risk-weighted assets | 21,540,000 | 20,978,000 | 23,919,000 | 21,137,000 |