Call reports 2010
PARAGON BANK — 2010
What PARAGON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 31,974,000 | 31,419,000 | 29,844,000 | 31,227,000 |
| Total loans | 23,772,000 | 23,820,000 | 22,816,000 | 22,345,000 |
| Allowance for loan losses | 656,000 | 673,000 | 681,000 | 605,000 |
| Securities available for sale | 2,717,000 | 2,838,000 | 2,141,000 | 2,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,226,000 | 28,577,000 | 26,952,000 | 28,513,000 |
| Interest-bearing deposits | 26,036,000 | 25,261,000 | 23,474,000 | 24,571,000 |
| Noninterest-bearing deposits | 3,190,000 | 3,316,000 | 3,478,000 | 3,942,000 |
| Equity capital | 2,410,000 | 2,501,000 | 2,555,000 | 2,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 876,000 | 1,296,000 | 1,733,000 |
| Interest expense | 102,000 | 190,000 | 271,000 | 340,000 |
| Net interest income | 341,000 | 686,000 | 1,025,000 | 1,393,000 |
| Noninterest income | 33,000 | 192,000 | 224,000 | 247,000 |
| Noninterest expense | 322,000 | 648,000 | 953,000 | 1,322,000 |
| Provision for loan losses | 42,000 | 157,000 | 195,000 | 195,000 |
| Pretax income | 10,000 | 73,000 | 116,000 | 138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | 73,000 | 116,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,422,000 | 2,485,000 | 2,528,000 | 2,425,000 |
| Total capital | 2,722,000 | 2,786,000 | 2,812,000 | 2,713,000 |
| Risk-weighted assets | 23,609,000 | 23,808,000 | 22,313,000 | 22,713,000 |