Call reports 2015

FIRST BANK OF THE SOUTH — 2015

Name: FIRST BANK OF THE SOUTH — FFIEC call report 2015
Creator: FIRST BANK OF THE SOUTH

What FIRST BANK OF THE SOUTH reported to the FFIEC in 2015, quarter by quarter.

PERIOD: 2015SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/193ba974-6daf-4bc4-890b-cc22e04e7652/2015

Balance sheet

What the bank holds and owes at quarter end

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Total assets	87,623,000	83,625,000	83,828,000	83,612,000
Total loans	43,505,000	42,636,000	42,245,000	41,497,000
Allowance for loan losses	453,000	451,000	443,000	312,000
Securities available for sale	23,212,000	22,594,000	20,799,000	20,396,000
Securities held to maturity	2,002,000	1,929,000	1,832,000	1,765,000
Trading assets	0	0	0	0
Total deposits	78,863,000	74,958,000	74,925,000	74,789,000
Interest-bearing deposits	54,957,000	52,961,000	52,753,000	50,862,000
Noninterest-bearing deposits	23,906,000	21,998,000	22,172,000	23,927,000
Equity capital	7,655,000	7,538,000	7,749,000	7,695,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Interest income	715,000	1,408,000	2,127,000	2,805,000
Interest expense	63,000	125,000	186,000	244,000
Net interest income	652,000	1,283,000	1,941,000	2,561,000
Noninterest income	114,000	237,000	367,000	485,000
Noninterest expense	705,000	1,405,000	2,115,000	2,944,000
Provision for loan losses	0	5,000	15,000	15,000
Pretax income	61,000	110,000	193,000	102,000
Income tax	0	7,000	15,000	-24,000
Net income	61,000	103,000	178,000	126,000

Basel measures — not reported for every quarter

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Tier 1 capital	7,655,000	7,607,000	7,778,000	7,725,000
Total capital	8,108,000	8,058,000	8,221,000	8,037,000
Risk-weighted assets	48,576,000	46,720,000	48,349,000	47,856,000