Call reports 2013
MILLENNIUM BANK, NA — 2013
What MILLENNIUM BANK, NA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 148,080,000 | 144,538,000 | 137,688,000 | 130,305,000 |
| Total loans | 83,983,000 | 67,329,000 | 63,249,000 | 58,665,000 |
| Allowance for loan losses | 2,637,000 | 2,363,000 | 1,728,000 | 2,045,000 |
| Securities available for sale | 23,656,000 | 23,144,000 | 22,812,000 | 22,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,198,000 | 134,538,000 | 127,509,000 | 121,704,000 |
| Interest-bearing deposits | 134,585,000 | 132,301,000 | 124,444,000 | 118,956,000 |
| Noninterest-bearing deposits | 2,613,000 | 2,237,000 | 3,065,000 | 2,748,000 |
| Equity capital | -915,000 | -1,500,000 | -1,397,000 | -2,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,401,000 | 2,691,000 | 3,787,000 | 4,799,000 |
| Interest expense | 525,000 | 1,041,000 | 1,544,000 | 2,024,000 |
| Net interest income | 876,000 | 1,650,000 | 2,243,000 | 2,775,000 |
| Noninterest income | 58,000 | 70,000 | 92,000 | -18,000 |
| Noninterest expense | 1,503,000 | 2,634,000 | 4,139,000 | 5,660,000 |
| Provision for loan losses | 0 | 0 | -625,000 | -285,000 |
| Pretax income | -569,000 | -914,000 | -1,084,000 | -4,820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -569,000 | -914,000 | -1,084,000 | -4,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,428,000 | 3,083,000 | 2,913,000 | -822,000 |
| Total capital | 5,097,000 | 4,538,000 | 4,341,000 | -822,000 |
| Risk-weighted assets | 132,585,000 | 115,467,000 | 113,943,000 | 104,739,000 |