Call reports 2012
MILLENNIUM BANK, NA — 2012
What MILLENNIUM BANK, NA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 170,991,000 | 164,758,000 | 158,669,000 | 156,936,000 |
| Total loans | 106,182,000 | 99,809,000 | 95,388,000 | 89,444,000 |
| Allowance for loan losses | 3,807,000 | 3,855,000 | 3,596,000 | 2,855,000 |
| Securities available for sale | 29,272,000 | 27,244,000 | 23,664,000 | 24,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,344,000 | 152,916,000 | 147,441,000 | 145,331,000 |
| Interest-bearing deposits | 154,863,000 | 150,598,000 | 144,187,000 | 141,883,000 |
| Noninterest-bearing deposits | 3,481,000 | 2,318,000 | 3,254,000 | 3,448,000 |
| Equity capital | 57,000 | -301,000 | -550,000 | -81,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,320,000 | 4,852,000 | 6,316,000 |
| Interest expense | 649,000 | 1,277,000 | 1,876,000 | 2,441,000 |
| Net interest income | 1,053,000 | 2,043,000 | 2,976,000 | 3,875,000 |
| Noninterest income | -243,000 | -210,000 | -171,000 | -634,000 |
| Noninterest expense | 1,530,000 | 3,084,000 | 4,646,000 | 6,035,000 |
| Provision for loan losses | 0 | 0 | 0 | -750,000 |
| Pretax income | -874,000 | -1,405,000 | -1,995,000 | -2,198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -874,000 | -1,405,000 | -1,995,000 | -2,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,322,000 | 4,790,000 | 4,201,000 | 3,997,000 |
| Total capital | 7,311,000 | 6,697,000 | 6,040,000 | 5,745,000 |
| Risk-weighted assets | 157,318,000 | 150,599,000 | 145,348,000 | 138,717,000 |