Call reports 2010
MILLENNIUM BANK, NA — 2010
What MILLENNIUM BANK, NA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 231,262,000 | 218,703,000 | 223,659,000 | 196,067,000 |
| Total loans | 130,662,000 | 130,552,000 | 120,472,000 | 117,208,000 |
| Allowance for loan losses | 4,908,000 | 5,019,000 | 4,363,000 | 4,380,000 |
| Securities available for sale | 80,859,000 | 62,677,000 | 50,146,000 | 34,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,095,000 | 175,504,000 | 183,417,000 | 179,914,000 |
| Interest-bearing deposits | 181,155,000 | 172,029,000 | 179,469,000 | 177,200,000 |
| Noninterest-bearing deposits | 3,940,000 | 3,475,000 | 3,948,000 | 2,714,000 |
| Equity capital | 9,523,000 | 7,305,000 | 6,500,000 | 3,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,571,000 | 5,019,000 | 7,590,000 | 9,819,000 |
| Interest expense | 1,379,000 | 2,676,000 | 3,856,000 | 4,955,000 |
| Net interest income | 1,192,000 | 2,343,000 | 3,734,000 | 4,864,000 |
| Noninterest income | 87,000 | -356,000 | -451,000 | -537,000 |
| Noninterest expense | 2,137,000 | 4,451,000 | 6,630,000 | 9,764,000 |
| Provision for loan losses | 200,000 | 1,030,000 | 1,030,000 | 1,180,000 |
| Pretax income | -1,054,000 | -3,490,000 | -4,469,000 | -6,055,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,054,000 | -3,490,000 | -4,469,000 | -6,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,063,000 | 13,627,000 | 12,848,000 | 11,562,000 |
| Total capital | 18,572,000 | 16,078,000 | 15,134,000 | 13,761,000 |
| Risk-weighted assets | 198,328,000 | 193,514,000 | 180,831,000 | 173,718,000 |