Call reports 2005
MILLENNIUM BANK, NA — 2005
What MILLENNIUM BANK, NA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 404,983,000 | 413,750,000 | 410,036,000 | 403,203,000 |
| Total loans | 273,341,000 | 274,873,000 | 278,296,000 | 257,036,000 |
| Allowance for loan losses | 2,854,000 | 3,040,000 | 3,215,000 | 3,065,000 |
| Securities available for sale | 113,024,000 | 111,330,000 | 107,714,000 | 122,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,048,000 | 310,893,000 | 307,277,000 | 306,606,000 |
| Interest-bearing deposits | 294,606,000 | 288,863,000 | 278,254,000 | 280,831,000 |
| Noninterest-bearing deposits | 29,442,000 | 22,030,000 | 29,023,000 | 25,775,000 |
| Equity capital | 29,276,000 | 30,458,000 | 30,465,000 | 29,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,221,000 | 10,902,000 | 16,966,000 | 22,864,000 |
| Interest expense | 2,237,000 | 4,930,000 | 7,831,000 | 10,734,000 |
| Net interest income | 2,984,000 | 5,972,000 | 9,135,000 | 12,130,000 |
| Noninterest income | 2,632,000 | 6,381,000 | 10,082,000 | 9,958,000 |
| Noninterest expense | 4,504,000 | 10,321,000 | 16,355,000 | 18,949,000 |
| Provision for loan losses | 85,000 | 367,000 | 587,000 | 426,000 |
| Pretax income | 1,027,000 | 1,667,000 | 2,277,000 | 2,505,000 |
| Income tax | 349,000 | 528,000 | 760,000 | 742,000 |
| Net income | 678,000 | 1,139,000 | 1,517,000 | 1,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,944,000 | 31,405,000 | 31,783,000 | 32,029,000 |
| Total capital | 33,798,000 | 34,445,000 | 34,998,000 | 35,094,000 |
| Risk-weighted assets | 238,477,000 | 279,248,000 | 282,883,000 | 280,383,000 |
Machine access — free, no API key
Every figure shown here about MILLENNIUM BANK, NA — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.