Call reports 2004
MILLENNIUM BANK, NA — 2004
What MILLENNIUM BANK, NA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 315,914,000 | 344,402,000 | 330,767,000 | 351,310,000 |
| Total loans | 238,330,000 | 253,049,000 | 255,653,000 | 260,925,000 |
| Allowance for loan losses | 3,025,000 | 2,859,000 | 3,084,000 | 2,787,000 |
| Securities available for sale | 63,967,000 | 75,133,000 | 59,143,000 | 81,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,779,000 | 277,024,000 | 263,499,000 | 285,852,000 |
| Interest-bearing deposits | 257,347,000 | 251,954,000 | 240,155,000 | 262,917,000 |
| Noninterest-bearing deposits | 23,432,000 | 25,070,000 | 23,344,000 | 22,935,000 |
| Equity capital | 23,244,000 | 27,051,000 | 29,037,000 | 29,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,139,000 | 8,525,000 | 12,946,000 | 17,755,000 |
| Interest expense | 1,564,000 | 3,176,000 | 4,927,000 | 6,794,000 |
| Net interest income | 2,575,000 | 5,349,000 | 8,019,000 | 10,961,000 |
| Noninterest income | 658,000 | 2,177,000 | 5,109,000 | 8,034,000 |
| Noninterest expense | 2,795,000 | 6,282,000 | 10,786,000 | 15,577,000 |
| Provision for loan losses | 0 | 6,000 | 133,000 | 133,000 |
| Pretax income | 448,000 | 1,248,000 | 2,209,000 | 3,285,000 |
| Income tax | 153,000 | 425,000 | 766,000 | 1,117,000 |
| Net income | 295,000 | 823,000 | 1,443,000 | 2,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,392,000 | 28,920,000 | 29,540,000 | 30,266,000 |
| Total capital | 26,165,000 | 31,779,000 | 32,524,000 | 33,053,000 |
| Risk-weighted assets | 221,594,000 | 242,263,000 | 238,600,000 | 253,642,000 |
Machine access — free, no API key
Every figure shown here about MILLENNIUM BANK, NA — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.