Call reports 2025
FIRST TEXAS BANK — 2025
What FIRST TEXAS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 226,000,000 | 239,129,000 | 242,122,000 | 238,285,000 |
| Total loans | 85,978,000 | 87,504,000 | 87,983,000 | 89,336,000 |
| Allowance for loan losses | 420,000 | 422,000 | 429,000 | 482,000 |
| Securities available for sale | 12,475,000 | 12,553,000 | 12,712,000 | 12,786,000 |
| Securities held to maturity | 90,243,000 | 99,290,000 | 103,680,000 | 105,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,733,000 | 214,405,000 | 216,406,000 | 212,147,000 |
| Interest-bearing deposits | 131,072,000 | 140,624,000 | 128,388,000 | 131,499,000 |
| Noninterest-bearing deposits | 70,661,000 | 73,781,000 | 88,018,000 | 80,648,000 |
| Equity capital | 22,335,000 | 22,904,000 | 23,759,000 | 24,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,489,000 | 5,049,000 | 7,850,000 | 10,572,000 |
| Interest expense | 653,000 | 1,246,000 | 1,820,000 | 2,369,000 |
| Net interest income | 1,836,000 | 3,803,000 | 6,030,000 | 8,203,000 |
| Noninterest income | 239,000 | 520,000 | 799,000 | 1,055,000 |
| Noninterest expense | 1,023,000 | 2,025,000 | 3,002,000 | 3,996,000 |
| Provision for loan losses | -23,000 | -41,000 | -55,000 | -19,000 |
| Pretax income | 1,074,000 | 2,339,000 | 3,882,000 | 5,280,000 |
| Income tax | 221,000 | 482,000 | 801,000 | 1,090,000 |
| Net income | 853,000 | 1,857,000 | 3,081,000 | 4,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,524,000 | 23,062,000 | 23,822,000 | 24,460,000 |
| Total capital | 22,947,000 | 23,487,000 | 24,253,000 | 24,945,000 |
| Risk-weighted assets | 102,962,000 | 106,050,000 | 99,182,000 | 105,710,000 |