Call reports 2024
FIRST TEXAS BANK — 2024
What FIRST TEXAS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 208,090,000 | 210,325,000 | 216,297,000 | 230,585,000 |
| Total loans | 89,912,000 | 87,814,000 | 90,281,000 | 84,971,000 |
| Allowance for loan losses | 455,000 | 427,000 | 416,000 | 424,000 |
| Securities available for sale | 11,270,000 | 11,354,000 | 13,671,000 | 11,452,000 |
| Securities held to maturity | 70,615,000 | 78,203,000 | 76,650,000 | 86,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,550,000 | 187,536,000 | 192,817,000 | 207,032,000 |
| Interest-bearing deposits | 113,914,000 | 118,172,000 | 124,176,000 | 136,462,000 |
| Noninterest-bearing deposits | 71,636,000 | 69,364,000 | 68,641,000 | 70,570,000 |
| Equity capital | 20,627,000 | 20,973,000 | 21,541,000 | 21,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,074,000 | 4,250,000 | 6,540,000 | 8,875,000 |
| Interest expense | 420,000 | 1,003,000 | 1,665,000 | 2,349,000 |
| Net interest income | 1,654,000 | 3,247,000 | 4,875,000 | 6,526,000 |
| Noninterest income | 239,000 | 480,000 | 730,000 | 971,000 |
| Noninterest expense | 995,000 | 2,005,000 | 3,008,000 | 3,937,000 |
| Provision for loan losses | -14,000 | -42,000 | -51,000 | -78,000 |
| Pretax income | 912,000 | 1,764,000 | 2,645,000 | 3,636,000 |
| Income tax | 187,000 | 361,000 | 542,000 | 746,000 |
| Net income | 725,000 | 1,403,000 | 2,103,000 | 2,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,031,000 | 21,333,000 | 21,659,000 | 22,070,000 |
| Total capital | 21,485,000 | 21,762,000 | 22,078,000 | 22,496,000 |
| Risk-weighted assets | 97,732,000 | 101,886,000 | 102,623,000 | 102,698,000 |