Call reports 2023
FIRST TEXAS BANK — 2023
What FIRST TEXAS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 204,981,000 | 201,496,000 | 204,594,000 | 207,767,000 |
| Total loans | 89,512,000 | 86,217,000 | 84,996,000 | 85,923,000 |
| Allowance for loan losses | 432,000 | 407,000 | 414,000 | 453,000 |
| Securities available for sale | 11,454,000 | 10,370,000 | 11,005,000 | 11,290,000 |
| Securities held to maturity | 77,182,000 | 72,211,000 | 71,842,000 | 72,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,361,000 | 180,469,000 | 183,022,000 | 185,706,000 |
| Interest-bearing deposits | 100,992,000 | 98,802,000 | 102,261,000 | 109,007,000 |
| Noninterest-bearing deposits | 83,369,000 | 81,667,000 | 80,761,000 | 76,699,000 |
| Equity capital | 18,842,000 | 19,295,000 | 19,737,000 | 20,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,748,000 | 3,590,000 | 5,539,000 | 7,564,000 |
| Interest expense | 96,000 | 241,000 | 430,000 | 686,000 |
| Net interest income | 1,652,000 | 3,349,000 | 5,109,000 | 6,878,000 |
| Noninterest income | 250,000 | 500,000 | 747,000 | 986,000 |
| Noninterest expense | 975,000 | 1,922,000 | 2,863,000 | 3,865,000 |
| Provision for loan losses | -18,000 | -45,000 | -16,000 | -189,000 |
| Pretax income | 945,000 | 1,972,000 | 3,009,000 | 4,188,000 |
| Income tax | 195,000 | 406,000 | 619,000 | 862,000 |
| Net income | 750,000 | 1,566,000 | 2,390,000 | 3,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,285,000 | 19,795,000 | 20,306,000 | 20,681,000 |
| Total capital | 19,717,000 | 20,202,000 | 20,719,000 | 21,134,000 |
| Risk-weighted assets | 99,666,000 | 96,038,000 | 95,305,000 | 96,526,000 |