Call reports 2022
FIRST TEXAS BANK — 2022
What FIRST TEXAS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 196,155,000 | 199,707,000 | 203,044,000 | 209,848,000 |
| Total loans | 96,252,000 | 91,615,000 | 91,588,000 | 90,762,000 |
| Allowance for loan losses | 544,000 | 477,000 | 442,000 | 423,000 |
| Securities available for sale | 10,786,000 | 10,470,000 | 11,375,000 | 11,363,000 |
| Securities held to maturity | 67,464,000 | 70,468,000 | 75,472,000 | 74,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,580,000 | 179,712,000 | 182,919,000 | 189,854,000 |
| Interest-bearing deposits | 95,590,000 | 93,625,000 | 102,890,000 | 104,342,000 |
| Noninterest-bearing deposits | 80,991,000 | 86,088,000 | 80,030,000 | 85,512,000 |
| Equity capital | 17,883,000 | 18,319,000 | 18,423,000 | 18,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,849,000 | 4,373,000 | 6,026,000 |
| Interest expense | 9,000 | 18,000 | 38,000 | 105,000 |
| Net interest income | 1,403,000 | 2,831,000 | 4,335,000 | 5,921,000 |
| Noninterest income | 232,000 | 468,000 | 706,000 | 941,000 |
| Noninterest expense | 901,000 | 1,771,000 | 2,699,000 | 3,661,000 |
| Provision for loan losses | 38,000 | -29,000 | -64,000 | -84,000 |
| Pretax income | 696,000 | 1,557,000 | 2,406,000 | 3,285,000 |
| Income tax | 142,000 | 319,000 | 493,000 | 673,000 |
| Net income | 554,000 | 1,238,000 | 1,913,000 | 2,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,072,000 | 18,756,000 | 18,932,000 | 18,880,000 |
| Total capital | — | — | 19,374,000 | 19,303,000 |
| Risk-weighted assets | — | — | 98,549,000 | 101,494,000 |