Call reports 2020
FIRST TEXAS BANK — 2020
What FIRST TEXAS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 148,135,000 | 158,723,000 | 161,934,000 | 169,947,000 |
| Total loans | 69,304,000 | 78,070,000 | 81,069,000 | 80,421,000 |
| Allowance for loan losses | 389,000 | 421,000 | 455,000 | 481,000 |
| Securities available for sale | 8,386,000 | 9,939,000 | 7,420,000 | 9,383,000 |
| Securities held to maturity | 47,465,000 | 46,469,000 | 51,473,000 | 55,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,775,000 | 140,015,000 | 143,238,000 | 151,436,000 |
| Interest-bearing deposits | 72,332,000 | 73,078,000 | 79,730,000 | 81,772,000 |
| Noninterest-bearing deposits | 57,443,000 | 66,937,000 | 63,508,000 | 69,664,000 |
| Equity capital | 16,567,000 | 16,892,000 | 16,879,000 | 16,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 2,687,000 | 4,006,000 | 5,376,000 |
| Interest expense | 40,000 | 71,000 | 105,000 | 136,000 |
| Net interest income | 1,307,000 | 2,616,000 | 3,901,000 | 5,240,000 |
| Noninterest income | 188,000 | 561,000 | 750,000 | 954,000 |
| Noninterest expense | 819,000 | 1,642,000 | 2,459,000 | 3,299,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 143,000 |
| Pretax income | 616,000 | 1,445,000 | 2,072,000 | 2,752,000 |
| Income tax | 132,000 | 254,000 | 382,000 | 522,000 |
| Net income | 484,000 | 1,191,000 | 1,690,000 | 2,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,298,000 | 16,580,000 | 16,580,000 | 16,620,000 |