Call reports 2019
FIRST TEXAS BANK — 2019
What FIRST TEXAS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 134,416,000 | 138,908,000 | 138,059,000 | 141,851,000 |
| Total loans | 59,367,000 | 61,261,000 | 61,877,000 | 68,823,000 |
| Allowance for loan losses | 311,000 | 304,000 | 298,000 | 320,000 |
| Securities available for sale | 8,021,000 | 8,146,000 | 8,151,000 | 8,196,000 |
| Securities held to maturity | 53,905,000 | 53,934,000 | 49,459,000 | 49,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,617,000 | 120,916,000 | 119,907,000 | 123,791,000 |
| Interest-bearing deposits | 68,145,000 | 67,146,000 | 68,322,000 | 70,459,000 |
| Noninterest-bearing deposits | 48,472,000 | 53,770,000 | 51,585,000 | 53,332,000 |
| Equity capital | 15,851,000 | 16,074,000 | 16,234,000 | 16,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,205,000 | 2,472,000 | 3,772,000 | 5,078,000 |
| Interest expense | 28,000 | 60,000 | 96,000 | 134,000 |
| Net interest income | 1,177,000 | 2,412,000 | 3,676,000 | 4,944,000 |
| Noninterest income | 169,000 | 355,000 | 546,000 | 739,000 |
| Noninterest expense | 933,000 | 1,737,000 | 2,535,000 | 3,347,000 |
| Provision for loan losses | -303,000 | -313,000 | -321,000 | -301,000 |
| Pretax income | 716,000 | 1,343,000 | 2,008,000 | 2,637,000 |
| Income tax | 146,000 | 274,000 | 409,000 | 537,000 |
| Net income | 570,000 | 1,069,000 | 1,599,000 | 2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,833,000 | 15,958,000 | 16,113,000 | 16,240,000 |
| Total capital | 16,144,000 | 16,262,000 | 16,411,000 | 16,560,000 |
| Risk-weighted assets | 69,229,000 | 72,772,000 | 72,967,000 | 79,851,000 |