Call reports 2016
FIRST TEXAS BANK — 2016
What FIRST TEXAS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 122,439,000 | 125,998,000 | 127,643,000 | 129,095,000 |
| Total loans | 41,441,000 | 45,206,000 | 46,140,000 | 49,262,000 |
| Allowance for loan losses | 354,000 | 358,000 | 433,000 | 428,000 |
| Securities available for sale | 7,058,000 | 6,082,000 | 7,067,000 | 6,981,000 |
| Securities held to maturity | 62,992,000 | 59,989,000 | 57,981,000 | 59,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,194,000 | 109,588,000 | 111,111,000 | 112,560,000 |
| Interest-bearing deposits | 69,490,000 | 69,808,000 | 71,109,000 | 73,063,000 |
| Noninterest-bearing deposits | 36,705,000 | 39,780,000 | 40,002,000 | 39,497,000 |
| Equity capital | 14,624,000 | 14,739,000 | 14,801,000 | 14,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,581,000 | 2,404,000 | 3,245,000 |
| Interest expense | 20,000 | 38,000 | 58,000 | 77,000 |
| Net interest income | 760,000 | 1,543,000 | 2,346,000 | 3,168,000 |
| Noninterest income | 175,000 | 317,000 | 490,000 | 660,000 |
| Noninterest expense | 724,000 | 1,451,000 | 2,185,000 | 2,926,000 |
| Provision for loan losses | 226,000 | 228,000 | 298,000 | 290,000 |
| Pretax income | -15,000 | 181,000 | 353,000 | 612,000 |
| Income tax | 0 | 47,000 | 98,000 | 179,000 |
| Net income | -15,000 | 134,000 | 255,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,567,000 | 14,658,000 | 14,734,000 | 14,885,000 |
| Total capital | 14,921,000 | 15,016,000 | 15,166,000 | 15,313,000 |
| Risk-weighted assets | 58,075,000 | 60,218,000 | 60,116,000 | 62,219,000 |