Call reports 2015
FIRST TEXAS BANK — 2015
What FIRST TEXAS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 116,592,000 | 117,942,000 | 123,548,000 | 122,549,000 |
| Total loans | 31,924,000 | 33,820,000 | 35,775,000 | 38,372,000 |
| Allowance for loan losses | 127,000 | 115,000 | 121,000 | 124,000 |
| Securities available for sale | 6,031,000 | 6,029,000 | 7,064,000 | 7,011,000 |
| Securities held to maturity | 66,998,000 | 64,995,000 | 65,994,000 | 64,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,522,000 | 101,729,000 | 107,168,000 | 106,244,000 |
| Interest-bearing deposits | 65,717,000 | 66,668,000 | 69,575,000 | 68,459,000 |
| Noninterest-bearing deposits | 34,805,000 | 35,061,000 | 37,592,000 | 37,785,000 |
| Equity capital | 14,430,000 | 14,502,000 | 14,607,000 | 14,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,385,000 | 2,130,000 | 2,903,000 |
| Interest expense | 19,000 | 37,000 | 56,000 | 76,000 |
| Net interest income | 654,000 | 1,348,000 | 2,074,000 | 2,827,000 |
| Noninterest income | 150,000 | 316,000 | 481,000 | 647,000 |
| Noninterest expense | 705,000 | 1,403,000 | 2,101,000 | 2,826,000 |
| Provision for loan losses | -88,000 | -103,000 | -100,000 | -100,000 |
| Pretax income | 187,000 | 364,000 | 554,000 | 748,000 |
| Income tax | 56,000 | 109,000 | 166,000 | 225,000 |
| Net income | 131,000 | 255,000 | 388,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,410,000 | 14,502,000 | 14,544,000 | 14,649,000 |
| Total capital | 14,537,000 | 14,617,000 | 14,665,000 | 14,773,000 |
| Risk-weighted assets | 49,797,000 | 50,935,000 | 52,822,000 | 54,501,000 |