Call reports 2014
FIRST TEXAS BANK — 2014
What FIRST TEXAS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 112,903,000 | 110,572,000 | 113,745,000 | 117,167,000 |
| Total loans | 25,435,000 | 26,019,000 | 27,162,000 | 28,632,000 |
| Allowance for loan losses | 214,000 | 200,000 | 186,000 | 197,000 |
| Securities available for sale | 5,999,000 | 6,002,000 | 4,984,000 | 6,006,000 |
| Securities held to maturity | 67,085,000 | 67,013,000 | 66,998,000 | 66,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,086,000 | 94,625,000 | 97,646,000 | 101,177,000 |
| Interest-bearing deposits | 65,029,000 | 61,395,000 | 63,648,000 | 66,483,000 |
| Noninterest-bearing deposits | 32,058,000 | 33,229,000 | 33,999,000 | 34,694,000 |
| Equity capital | 14,178,000 | 14,242,000 | 14,292,000 | 14,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,328,000 | 1,989,000 | 2,657,000 |
| Interest expense | 19,000 | 37,000 | 55,000 | 74,000 |
| Net interest income | 647,000 | 1,291,000 | 1,934,000 | 2,583,000 |
| Noninterest income | 127,000 | 270,000 | 438,000 | 592,000 |
| Noninterest expense | 648,000 | 1,328,000 | 2,005,000 | 2,703,000 |
| Provision for loan losses | 13,000 | -35,000 | -64,000 | -56,000 |
| Pretax income | 113,000 | 268,000 | 431,000 | 528,000 |
| Income tax | 32,000 | 76,000 | 123,000 | 149,000 |
| Net income | 81,000 | 192,000 | 308,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,181,000 | 14,242,000 | 14,304,000 | 14,328,000 |
| Total capital | 14,395,000 | 14,442,000 | 14,490,000 | 14,525,000 |
| Risk-weighted assets | 42,733,000 | 43,067,000 | 44,472,000 | 45,621,000 |