Call reports 2013
FIRST TEXAS BANK — 2013
What FIRST TEXAS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 112,508,000 | 113,509,000 | 110,518,000 | 109,670,000 |
| Total loans | 24,922,000 | 24,519,000 | 25,052,000 | 25,586,000 |
| Allowance for loan losses | 239,000 | 191,000 | 198,000 | 197,000 |
| Securities available for sale | 4,121,000 | 6,055,000 | 5,973,000 | 6,014,000 |
| Securities held to maturity | 62,113,000 | 64,111,000 | 67,106,000 | 65,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,657,000 | 97,612,000 | 94,613,000 | 93,875,000 |
| Interest-bearing deposits | 65,006,000 | 66,730,000 | 64,680,000 | 63,670,000 |
| Noninterest-bearing deposits | 31,651,000 | 30,882,000 | 29,933,000 | 30,205,000 |
| Equity capital | 14,179,000 | 14,196,000 | 14,145,000 | 14,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,503,000 | 2,202,000 | 2,889,000 |
| Interest expense | 19,000 | 39,000 | 58,000 | 77,000 |
| Net interest income | 748,000 | 1,464,000 | 2,144,000 | 2,812,000 |
| Noninterest income | 156,000 | 310,000 | 460,000 | 611,000 |
| Noninterest expense | 693,000 | 1,385,000 | 2,070,000 | 2,778,000 |
| Provision for loan losses | 14,000 | -38,000 | -35,000 | -41,000 |
| Pretax income | 197,000 | 427,000 | 569,000 | 686,000 |
| Income tax | 59,000 | 129,000 | 169,000 | 201,000 |
| Net income | 138,000 | 298,000 | 400,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,102,000 | 14,163,000 | 14,165,000 | 14,150,000 |
| Total capital | 14,341,000 | 14,354,000 | 14,363,000 | 14,347,000 |
| Risk-weighted assets | 43,027,000 | 41,142,000 | 42,252,000 | 42,362,000 |