Call reports 2012
FIRST TEXAS BANK — 2012
What FIRST TEXAS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 114,841,000 | 110,698,000 | 110,509,000 | 113,040,000 |
| Total loans | 27,933,000 | 27,406,000 | 25,770,000 | 25,616,000 |
| Allowance for loan losses | 215,000 | 218,000 | 205,000 | 209,000 |
| Securities available for sale | 6,268,000 | 6,234,000 | 5,196,000 | 6,167,000 |
| Securities held to maturity | 59,181,000 | 59,164,000 | 57,151,000 | 62,137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,950,000 | 94,768,000 | 94,518,000 | 97,253,000 |
| Interest-bearing deposits | 68,818,000 | 66,114,000 | 66,082,000 | 65,984,000 |
| Noninterest-bearing deposits | 30,132,000 | 28,654,000 | 28,436,000 | 31,269,000 |
| Equity capital | 14,265,000 | 14,244,000 | 14,233,000 | 14,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 892,000 | 1,749,000 | 2,588,000 | 3,376,000 |
| Interest expense | 35,000 | 61,000 | 85,000 | 107,000 |
| Net interest income | 857,000 | 1,688,000 | 2,503,000 | 3,269,000 |
| Noninterest income | 159,000 | 307,000 | 474,000 | 635,000 |
| Noninterest expense | 712,000 | 1,402,000 | 2,091,000 | 2,797,000 |
| Provision for loan losses | 22,000 | 19,000 | 2,000 | -7,000 |
| Pretax income | 282,000 | 574,000 | 884,000 | 1,114,000 |
| Income tax | 87,000 | 178,000 | 275,000 | 344,000 |
| Net income | 195,000 | 396,000 | 609,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,091,000 | 14,092,000 | 14,105,000 | 14,064,000 |
| Total capital | 14,306,000 | 14,310,000 | 14,310,000 | 14,273,000 |
| Risk-weighted assets | 46,466,000 | 45,233,000 | 43,650,000 | 44,122,000 |