Call reports 2010
FIRST TEXAS BANK — 2010
What FIRST TEXAS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 97,501,000 | 98,903,000 | 103,751,000 | 106,704,000 |
| Total loans | 34,562,000 | 32,898,000 | 30,961,000 | 31,048,000 |
| Allowance for loan losses | 283,000 | 274,000 | 272,000 | 285,000 |
| Securities available for sale | 5,308,000 | 5,336,000 | 5,394,000 | 5,330,000 |
| Securities held to maturity | 46,574,000 | 44,569,000 | 43,136,000 | 49,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,310,000 | 83,488,000 | 88,131,000 | 91,142,000 |
| Interest-bearing deposits | 55,761,000 | 58,979,000 | 64,099,000 | 64,313,000 |
| Noninterest-bearing deposits | 26,549,000 | 24,508,000 | 24,032,000 | 26,829,000 |
| Equity capital | 13,691,000 | 13,853,000 | 13,982,000 | 14,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,061,000 | 3,068,000 | 4,034,000 |
| Interest expense | 63,000 | 125,000 | 188,000 | 250,000 |
| Net interest income | 975,000 | 1,936,000 | 2,880,000 | 3,784,000 |
| Noninterest income | 149,000 | 320,000 | 434,000 | 595,000 |
| Noninterest expense | 722,000 | 1,438,000 | 2,148,000 | 2,872,000 |
| Provision for loan losses | 169,000 | 152,000 | 148,000 | 159,000 |
| Pretax income | 233,000 | 666,000 | 1,018,000 | 1,348,000 |
| Income tax | 72,000 | 211,000 | 324,000 | 427,000 |
| Net income | 161,000 | 455,000 | 694,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,495,000 | 13,638,000 | 13,728,000 | 13,805,000 |
| Total capital | 13,779,000 | 13,912,000 | 14,000,000 | 14,090,000 |
| Risk-weighted assets | 46,140,000 | 45,745,000 | 45,603,000 | 46,365,000 |