Call reports 2009
FIRST TEXAS BANK — 2009
What FIRST TEXAS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 101,910,000 | 100,719,000 | 101,963,000 | 101,782,000 |
| Total loans | 37,629,000 | 35,170,000 | 35,784,000 | 35,035,000 |
| Allowance for loan losses | 157,000 | 125,000 | 144,000 | 167,000 |
| Securities available for sale | 5,253,000 | 5,217,000 | 5,282,000 | 5,321,000 |
| Securities held to maturity | 48,085,000 | 47,091,000 | 48,084,000 | 48,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,561,000 | 85,253,000 | 86,374,000 | 86,526,000 |
| Interest-bearing deposits | 58,888,000 | 58,123,000 | 57,692,000 | 56,398,000 |
| Noninterest-bearing deposits | 27,673,000 | 27,130,000 | 28,681,000 | 30,128,000 |
| Equity capital | 13,909,000 | 13,908,000 | 14,013,000 | 13,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,196,000 | 3,264,000 | 4,335,000 |
| Interest expense | 93,000 | 173,000 | 247,000 | 314,000 |
| Net interest income | 1,020,000 | 2,023,000 | 3,017,000 | 4,021,000 |
| Noninterest income | 166,000 | 365,000 | 521,000 | 683,000 |
| Noninterest expense | 705,000 | 1,455,000 | 2,124,000 | 2,835,000 |
| Provision for loan losses | 19,000 | 71,000 | 91,000 | 940,000 |
| Pretax income | 462,000 | 862,000 | 1,323,000 | 929,000 |
| Income tax | 148,000 | 276,000 | 424,000 | 282,000 |
| Net income | 314,000 | 586,000 | 899,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,750,000 | 13,772,000 | 13,835,000 | 13,584,000 |
| Total capital | 13,907,000 | 13,897,000 | 13,979,000 | 13,751,000 |
| Risk-weighted assets | 49,238,000 | 46,656,000 | 48,219,000 | 47,857,000 |