Call reports 2025
SQUARE FINANCIAL SERVICES, INC. — 2025
What SQUARE FINANCIAL SERVICES, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,016,616,000 | 1,156,308,000 | 1,354,373,000 | 1,694,247,000 |
| Total loans | 484,442,000 | 621,533,000 | 795,780,000 | 977,200,000 |
| Allowance for loan losses | 26,496,000 | 29,097,000 | 39,196,000 | 66,443,000 |
| Securities available for sale | 4,183,000 | 5,581,000 | 5,543,000 | 6,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,219,000 | 370,998,000 | 420,575,000 | 495,255,000 |
| Interest-bearing deposits | 330,219,000 | 340,234,000 | 378,028,000 | 354,136,000 |
| Noninterest-bearing deposits | 0 | 30,764,000 | 42,547,000 | 141,119,000 |
| Equity capital | 646,843,000 | 721,009,000 | 845,060,000 | 991,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 38,762,000 | 89,818,000 | 177,262,000 | 314,723,000 |
| Interest expense | 1,361,000 | 2,543,000 | 3,738,000 | 4,985,000 |
| Net interest income | 37,401,000 | 87,275,000 | 173,524,000 | 309,738,000 |
| Noninterest income | 78,776,000 | 176,231,000 | 293,208,000 | 446,192,000 |
| Noninterest expense | 39,122,000 | 80,807,000 | 125,584,000 | 170,664,000 |
| Provision for loan losses | 7,788,000 | 18,530,000 | 34,485,000 | 76,259,000 |
| Pretax income | 69,267,000 | 164,169,000 | 306,663,000 | 509,012,000 |
| Income tax | 16,911,000 | 41,248,000 | 63,458,000 | 121,243,000 |
| Net income | 52,356,000 | 122,921,000 | 243,205,000 | 387,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 646,916,000 | 721,141,000 | 845,123,000 | 991,379,000 |
| Total capital | 653,832,000 | 729,786,000 | 856,117,000 | 1,005,068,000 |
| Risk-weighted assets | 533,708,000 | 671,153,000 | 851,292,000 | 1,042,406,000 |