Call reports 2025
COMMUNITY BANK OF MISSISSIPPI — 2025
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,803,418,000 | 4,777,466,000 | 4,954,634,000 | 5,015,100,000 |
| Total loans | 3,120,454,000 | 3,219,540,000 | 3,280,452,000 | 3,342,779,000 |
| Allowance for loan losses | 32,256,000 | 33,404,000 | 34,856,000 | 36,760,000 |
| Securities available for sale | 1,061,833,000 | 993,938,000 | 999,884,000 | 1,013,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,384,645,000 | 4,350,474,000 | 4,511,346,000 | 4,565,516,000 |
| Interest-bearing deposits | 4,110,037,000 | 4,074,620,000 | 4,218,413,000 | 4,285,686,000 |
| Noninterest-bearing deposits | 274,608,000 | 275,854,000 | 292,933,000 | 279,830,000 |
| Equity capital | 378,099,000 | 389,231,000 | 401,479,000 | 413,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 57,644,000 | 118,774,000 | 182,918,000 | 249,251,000 |
| Interest expense | 20,113,000 | 39,912,000 | 60,342,000 | 81,273,000 |
| Net interest income | 37,531,000 | 78,862,000 | 122,576,000 | 167,978,000 |
| Noninterest income | 8,511,000 | 17,106,000 | 25,637,000 | 33,821,000 |
| Noninterest expense | 33,498,000 | 68,369,000 | 103,760,000 | 138,805,000 |
| Provision for loan losses | 1,771,000 | 3,366,000 | 4,977,000 | 7,163,000 |
| Pretax income | 10,773,000 | 24,233,000 | 39,476,000 | 56,407,000 |
| Income tax | 2,470,000 | 5,622,000 | 9,209,000 | 13,209,000 |
| Net income | 8,303,000 | 18,611,000 | 30,267,000 | 43,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 392,263,000 | 396,689,000 | 402,452,000 | 409,691,000 |
| Total capital | 425,047,000 | 430,620,000 | 437,835,000 | 446,403,000 |
| Risk-weighted assets | 2,890,838,000 | 2,986,425,000 | 3,035,002,000 | 3,084,666,000 |