Call reports 2023
COMMUNITY BANK OF MISSISSIPPI — 2023
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,734,024,000 | 4,626,488,000 | 4,617,032,000 | 4,795,332,000 |
| Total loans | 2,654,072,000 | 2,711,373,000 | 2,775,798,000 | 2,820,957,000 |
| Allowance for loan losses | 29,467,000 | 29,443,000 | 29,249,000 | 29,115,000 |
| Securities available for sale | 1,534,279,000 | 1,496,749,000 | 1,470,552,000 | 1,478,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,230,370,000 | 4,277,770,000 | 4,263,466,000 | 4,220,594,000 |
| Interest-bearing deposits | 3,915,871,000 | 3,960,794,000 | 3,956,325,000 | 3,956,789,000 |
| Noninterest-bearing deposits | 314,499,000 | 316,976,000 | 307,141,000 | 263,805,000 |
| Equity capital | 318,884,000 | 309,595,000 | 313,031,000 | 339,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 40,265,000 | 84,649,000 | 130,986,000 | 179,872,000 |
| Interest expense | 11,626,000 | 26,012,000 | 41,434,000 | 60,747,000 |
| Net interest income | 28,639,000 | 58,637,000 | 89,552,000 | 119,125,000 |
| Noninterest income | 8,130,000 | 16,506,000 | 24,084,000 | 31,821,000 |
| Noninterest expense | 31,509,000 | 63,062,000 | 93,277,000 | 122,563,000 |
| Provision for loan losses | 151,000 | 151,000 | 151,000 | 151,000 |
| Pretax income | 5,034,000 | 11,855,000 | 20,132,000 | 28,157,000 |
| Income tax | 585,000 | 2,015,000 | 3,787,000 | 4,889,000 |
| Net income | 4,449,000 | 9,840,000 | 16,345,000 | 23,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 387,611,000 | 390,050,000 | 391,687,000 | 392,145,000 |
| Total capital | 417,803,000 | 420,219,000 | 421,662,000 | 421,984,000 |
| Risk-weighted assets | 2,536,459,000 | 2,569,645,000 | 2,626,834,000 | 2,637,384,000 |